Real Estate News - Canada

On this page you will find snippets of interesting articles on the Canadian Real Estate market. This includes housing sales, unemployment and interest rate trends, and policy measure by the Bank of Canada and government. Enjoy!

Canadian Mortgage Rates Set To Surge With Global Bond Yield Repricing

<![CDATA[<p>The Canadian real estate industry may focus on rate decisions, but the mortgage industry is watching bond markets. The Government of Canada’s (GoC) 5-year bond yield—a key benchmark for fixed-rate mortgages—has surged in recent weeks, pushing borrowing costs higher instead of providing relief. The move reflects rapid market repricing, driven by stronger economic data and […]</p> <p>The post <a href="https://betterdwelling.com/canadian-mortgage-rates-set-to-surge-with-global-bond-yield-repricing/">Canadian Mortgage Rates Set To Surge With Global Bond Yield Repricing</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Canadian Household Debt Now Mirrors US Before The 2008 Crash

<![CDATA[<p>Canada’s national statistics agency quietly dropped a Christmas gift for analysts this morning. Statistics Canada (StatCan) data shows household debt-to-income (DTI) climbed sharply in Q3—but the real insight was a bonus DTI normalized for US comparison. The agency notes that American households saw their ratio peak in 2007, while Canadians kept piling on debt until […]</p> <p>The post <a href="https://betterdwelling.com/canadian-household-debt-now-mirrors-us-before-the-2008-crash/">Canadian Household Debt Now Mirrors US Before The 2008 Crash</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Bank of Canada Confirms Rate Floor, And It’s Bad News For Real Estate

<![CDATA[<p>Canada’s central bank delivered a harsh reality check for real estate bulls hoping for cuts. The Bank of Canada (BoC) held its overnight rate at 2.25% this morning, citing recent revisions to economic data that show the economy is doing better than expected. However, they view the broader economy not as a typical business cycle […]</p> <p>The post <a href="https://betterdwelling.com/bank-of-canada-confirms-rate-floor-and-its-bad-news-for-real-estate/">Bank of Canada Confirms Rate Floor, And It’s Bad News For Real Estate</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Global Households Are Deleveraging. Canada Is Loading Up On Debt: BMO

<![CDATA[<p>Global household debt is falling, but Canada is bucking the trend—and it’s not good news. The Institute of International Finance’s (IIF) latest update shows global household debt-to-GDP fell in Q3 2025, continuing a general trend since the financial crisis. BMO Capital Markets warns Canada is one of the few exceptions, with its households now the […]</p> <p>The post <a href="https://betterdwelling.com/global-households-are-deleveraging-canada-is-loading-up-on-debt-bmo/">Global Households Are Deleveraging. Canada Is Loading Up On Debt: BMO</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Canadian Real Estate Investors Captured Nearly 75% of Ownership Growth

<![CDATA[<p>Canadian real estate investors may be a bigger problem than even the most aggressive assumptions. New data from Statistics Canada’s (StatCan) Canadian Housing Statistics Program (CHSP) shows investors captured a greater share of the total housing stock in most provinces in 2023. That isn’t surprising, but the math for that to work out is: Investors […]</p> <p>The post <a href="https://betterdwelling.com/canadian-real-estate-investors-captured-nearly-75-of-ownership-growth/">Canadian Real Estate Investors Captured Nearly 75% of Ownership Growth</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Canadian Inflation Overstates Rental Price Growth, Warns CIBC

<![CDATA[<p>One of Canada’s biggest drivers of inflation is overstated, according to a Big Six bank. A new report from CIBC Economics warns investors that official CPI rent inflation overstates growth. This implies the Bank of Canada (BoC) may be keeping rates higher than needed. It’s a disturbing argument with one problem: It’s not clear if […]</p> <p>The post <a href="https://betterdwelling.com/canadian-inflation-overstates-rental-price-growth-warns-cibc/">Canadian Inflation Overstates Rental Price Growth, Warns CIBC</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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This Week’s Top Stories: Canadian Mortgage Arrears Up 63%, CMHC Defunding

<![CDATA[<p>Time for your cheat sheet on this week’s top stories. Canadian Real Estate Canadian Mortgage Arrears Climb To Highest Since 2020 Canada’s largest banks are seeing more mortgage stress than typical these days. The CBA’s mortgage arrears rate climbed to 0.24% in September, up 4 basis points from last year and 10 basis points from […]</p> <p>The post <a href="https://betterdwelling.com/this-weeks-top-stories-canadian-mortgage-arrears-up-63-cmhc-defunding/">This Week’s Top Stories: Canadian Mortgage Arrears Up 63%, CMHC Defunding</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Canada’s Job Boom: How 8k Jobs Lost In Reality Added 54k Jobs On Paper

<![CDATA[<p>The Canadian labour market was booming last month—at least when it came to statistical modeling. Statistics Canada’s (StatCan) latest Labour Force Survey (LFS) shows 5-digit job growth and a plunging unemployment rate in November. Reality is a little different, as most benefits only exist in the statistical model. The gap between headline reports in the […]</p> <p>The post <a href="https://betterdwelling.com/canadas-job-boom-how-8k-jobs-lost-in-reality-added-54k-jobs-on-paper/">Canada’s Job Boom: How 8k Jobs Lost In Reality Added 54k Jobs On Paper</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Canada Cuts Housing Budget 56% Despite Crisis, Defunds CMHC: PBO

<![CDATA[<p>The Canadian Parliament’s non-partisan, independent budget watchdog just gave a reality check for the latest housing plan. The Parliamentary Budget Officer’s (PBO) latest report warns despite ballooning deficits, Ottawa is slated to slash funding for housing by 56% in the coming years. They expressed direct concern for the CMHC, where planned cuts will impact its […]</p> <p>The post <a href="https://betterdwelling.com/canada-cuts-housing-budget-56-despite-crisis-defunds-cmhc-pbo/">Canada Cuts Housing Budget 56% Despite Crisis, Defunds CMHC: PBO</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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Vancouver Real Estate Prices Dip, Inventory Surges To 13-Year High

<![CDATA[<p>Greater Vancouver real estate has dodged the sharp downturn seen in cities like Toronto, but cracks are showing. Greater Vancouver Real Estate Board (GVR) data shows prices slipped again in November, hitting a new multi-year low. Sales remain soft, but the real story is inventory—now at its highest level for November in over a decade.  […]</p> <p>The post <a href="https://betterdwelling.com/vancouver-real-estate-prices-dip-inventory-surges-to-13-year-high/">Vancouver Real Estate Prices Dip, Inventory Surges To 13-Year High</a> appeared first on <a href="https://betterdwelling.com">Better Dwelling</a>.</p> ]]>

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